Welcome to FNBA Mortgage
Your Source for Non-QM Solutions
With a history of integrity & quality, FNBA is the place for you. We help you down the path to home ownership with quality service and products.
Previous Bankruptcy or Foreclosure
Previous bankruptcy, foreclosure, short sale and modifications are ok. You don’t have to wait a couple years to buy a new home, we have loan programs that help you start getting back on your feet as soon as the day after your credit event!
Self-Employed
Let us take the stress out of getting a mortgage so you can keep focusing on your business! Our mortgage options allow you to document your income with your Profit and Loss statement or your business/personal Bank Statements to make it easier on you!
Alternative Income Documentation
Alternative Income Documentation Options:
- Profit & Loss statement; an Alternative to using your Bank Statement
- 12 months of Bank Statements; Traditional or Expense Ratio
- Asset Depletion – Supplement income with seasoned assets
- Ready Asset – Use your assets to qualify rather than your income
- Full Documentation – standard income qualifications; W-2s w/pay stubs, Tax Returns, VOE, SSN Award letter
ITIN Loans
We specialize in mortgage solutions for individuals that only have an Individual Tax Identification Number (ITIN). Our ITIN loan programs are available in all 50 states!
Customized Non-QM Mortgage Solutions for over 60 years.
A home is one of the bigger investments we make in life and obtaining a mortgage isn’t always easy. First National Bank of America has offered customized mortgage solutions for over 60 years. We’ve learned that just like the home you choose is unique, mortgage lending can’t be a one size fits all approach. All our mortgage solutions are available to Self-Employed borrowers, ITIN borrowers, Previous Credit Event borrowers and everyone in between!
Unlike traditional lenders, we offer alternative income qualification on all of our products and our experienced team is here to take the stress out of applying for a mortgage.
OUR LOCATION
East Lansing, MI
241 E. SAGINAW ST.
EAST LANSING, MICHIGAN 48823
833-394-8404
requests@fnba.com